Disclaimer Coterie Editors 1. General Information The content provided on Coterie Journal (coteriejournal.com) (the “Site”) is intended for general informational and entertainment purposes only. All materials on this Site, including text, images, videos, and other content, are provided “as is,” and should not be relied upon as a substitute for professional advice in financial, legal, medical, or any other field. You are solely responsible for any decisions you make based on the information provided on this Site. 2. No Professional Advice Financial Advice: The content on this Site does not constitute financial advice, including investment recommendations, tax advice, or financial planning. We do not claim to offer professional financial services. For financial advice, consult a licensed financial advisor or other qualified professionals. Legal Advice: Nothing on this Site is intended to be legal advice. If you need legal guidance or have legal questions, please consult with a licensed attorney. Medical Advice: The content on this Site is not intended to diagnose, treat, or offer medical advice. Always consult a healthcare professional for medical concerns or before making health-related decisions. Other Professional Advice: This Site does not provide advice in other professional fields (e.g., psychological, technical, etc.). If you need expert advice in any of these areas, we strongly recommend that you consult with a licensed professional. 3. Accuracy of Information While we strive to provide accurate, up-to-date information, we make no representations or warranties about the accuracy, completeness, or reliability of any content on this Site. The information on this Site may contain errors, omissions, or outdated content. We reserve the right to make changes to the Site and its content at any time, without notice. 4. Limitation of Liability By using this Site, you agree that Bookmark Publishing Company, LLC and its affiliates will not be liable for any damages, losses, or expenses arising from your use of this Site or any content, products, or services obtained through it. This includes, without limitation, any direct, indirect, incidental, consequential, special, or punitive damages. In no event shall the total liability of Bookmark Publishing Company, LLC exceed the amount you paid, if any, for accessing this Site. 5. External Links This Site may contain links to third-party websites or resources. These links are provided solely for your convenience. Coterie Journal does not control and is not responsible for the content, availability, or accuracy of any third-party sites. The inclusion of any link does not imply endorsement or affiliation with the linked site. Accessing these external sites is at your own risk. 6. No Endorsement The mention of any products, services, or organizations on this Site does not imply endorsement, sponsorship, or affiliation unless specifically stated. Coterie Journal is independent and makes no claims regarding the products or services of third parties. 7. Changes to Content and Disclaimer We reserve the right to modify, update, or remove any content, products, services, or features of this Site at any time without prior notice. Similarly, we may update this Disclaimer from time to time, and any such changes will be posted on this page. Your continued use of the Site after such changes constitutes acceptance of the updated Disclaimer. 8. Copyright Notice All content on this Site, including but not limited to text, graphics, logos, images, videos, and other materials, is the property of Coterie Journal and Bookmark Publishing Company, LLC or its licensors and is protected by copyright laws. Unauthorized use, reproduction, or distribution of this content is prohibited. 9. Governing Law This Disclaimer and your use of the Site are governed by the laws of the state of [Your State/Country], without regard to its conflict of law principles. By using the Site, you consent to the jurisdiction and venue of the courts located in [Your State/Country] for the resolution of any disputes. 10. Contact Information If you have any questions or concerns regarding this Disclaimer or the content of the Site, please contact us through our “Contact Us” page. By accessing and using Coterie Journal, you acknowledge that you have read, understood, and agree to the terms of this Disclaimer.